“Tax-Free Income for Life?” The Truth About IUL Retirement Strategies
The Sales Pitch: Tax-Free Income, Market Gains Without Risk, and No Future Premiums If you were sold an Indexed Universal...
Only Pay for 5 Years! Why the IUL Retirement Pitch Often Fails
Introduction: A Dangerous Sales Hook Across the insurance and financial services industry, one of the most common—and most damaging—sales pitches...
This is What IUL Deception Looks Like
I just reviewed a video where a life insurance agent—posing as a “wealth advisor”—told viewers they could roll over their...
IRA Reboot or IRA Rescue? How Retirement Accounts Get Exploited by Indexed Universal Life (IUL) Sales
Did Your “IRA Rescue” Turn Into a Financial Trap? If you were told that your IRA could be “rescued,” “rebooted,”...
Were You Sold an IUL as a Retirement Plan? Here Is Why It Will Likely Fail
What They Promised You Versus What Really Happens When the Loans Begin, the Index Lags, and the Policy Starts to...
How to Recognize and Prevent 401(k) Fraud
You’ve worked hard to put aside money for retirement by investing it in a 401(k) account. Sadly, there are plenty...
What Makes Indexed Universal Life Insurance “Premium-Financed”?
You may have been told that you can build wealth and protect your family at the same time that you...
IUL Fees Explained: How Their Structure Can Hurt You
Chances are you have been sold an indexed universal life insurance (IUL) policy based on the premise that it can...
How to Spot the Red Flags of Investment Fraud
When deciding on where to invest your money or retirement savings you are often relying on your financial advisor to...