
- South Carolina
- U.S. District Court, District of South Carolina
- U.S. 4th Circuit Court of Appeals
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BIOGRAPHY
Robert Rikard is the founding partner of RP Legal LLC, the nation’s only litigation firm dedicated exclusively to representing victims of Indexed Universal Life (IUL) insurance fraud. A nationally recognized authority in IUL litigation, Mr. Rikard has built a dedicated practice focused solely on helping clients recover losses from premium-financed IULs, IRA or 401k to IUL transfers, and policies deceptively marketed as “tax-free retirement income,” “private pension plans,” and similar deceptive marketing practices.
Mr. Rikard and his firm have represented hundreds of clients nationwide and have recovered tens of millions of dollars in damages for victims. In one of the country’s first jury trials involving a fraudulent IUL scheme, he secured a significant verdict against a major life insurance company. Through RP Legal LLC, he continues to lead the fight for financial accountability, delivering results for retirees, business owners, and professionals who were misled by aggressive insurance marketing and undisclosed policy risks.
Mr. Rikard is known for his ability to unravel complex policy structures, develop targeted litigation strategies, and expose the internal cost drivers, policy designs, and commission structures that cause these policies to collapse. His firm regularly takes on major insurers, brokers, and financial institutions, combining trial skill with deep subject-matter experience to achieve meaningful outcomes for clients.
Mr. Rikard has litigated complex civil and criminal cases across the United States since 1997. He has also served on steering committees in Multi-District Litigation (MDL) proceedings and has been appointed lead counsel in multiple class actions nationwide. He has tried to verdict a broad range of cases, including IUL fraud, wrongful death, trucking accidents, medical malpractice, and commercial disputes. Known for his litigation skill and creative problem-solving, he brings strategic vision and deep experience to every case he handles.
Over the past several years, Robert has recovered more than $100 million in verdicts and settlements for his clients. Through RP Legal LLC, he continues to lead a national platform focused exclusively on restoring justice for victims of IUL financial fraud and insurance misconduct.
He is frequently retained as co-counsel on IUL matters across the country and is actively involved in broader advocacy efforts to protect investors, retirees, and consumers from predatory financial products. Through RP Legal LLC, he is building the premier national platform for IUL recovery and insurance-based retirement fraud litigation.
Accolades & Organizations
- Martindale-Hubbell has awarded Robert Rikard the prestigious AV® Preeminent™ rating, indicating the highest level of professional excellence.
- Named by Super Lawyers as a “Top Rated Securities Litigation Attorney” and “Top Rated Medical Malpractice Attorney.”
- Frequently speaks at attorney continuing legal education seminars on topics such as Investment Losses, Tractor Trailer Accidents, Medical Malpractice Cases, Nursing Home Injuries, and Legal Ethics.
- Certified as a mediator by the Supreme Court’s Board of Arbitrator and Mediator Certification, recognized for his negotiation skills in mediations and settlement proceedings.
- Robert’s cases have been featured in The Wall Street Journal, USA Today, The Financial Times, InsuranceNewsNet, The State, The Greenville News, The Charleston Post and Courier, and other national and local media outlets.
Please feel free to contact Robert at rgr@rplegalgroup.com.
Last Updated: 08-06-2025